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Terms of Service

Effective Date: October 11, 2025
Last Updated: December 23, 2025

1. Agreement to Terms

These Terms of Service ("Terms") constitute a legally binding agreement between you ("User," "you," or "your") and Advisorium AI ("Advisorium," "Company," "we," "us," or "our") governing your access to and use of the advisorium.ai website, applications, and related services (collectively, the "Service").

By accessing or using the Service, you acknowledge that you have read, understood, and agree to be bound by these Terms. If you are using the Service on behalf of an organization, you represent and warrant that you have authority to bind that organization to these Terms.

If you do not agree to these Terms, you must not access or use the Service.


2. Description of Service

2.1 What Advisorium AI Provides

Advisorium AI is a decision-acceleration platform that enables users to consult with AI-powered advisory boards. The Service allows you to:

  • Submit queries and decisions for multi-perspective AI analysis
  • Access preset advisory boards or create custom configurations
  • Receive synthesized recommendations from a "Chair" agent
  • Store conversation history and track decisions
  • Customize advisor personas and board compositions

2.2 AI-Generated Content Disclaimer

IMPORTANT: All advice, recommendations, and content generated by the Service ("AI Output") is produced by artificial intelligence systems. AI Output:

  • Is not professional advice. It does not constitute legal, financial, medical, tax, accounting, investment, or any other form of licensed professional advice.
  • Should not be relied upon exclusively. You should independently verify AI Output and consult qualified professionals before making significant decisions.
  • May contain errors or inaccuracies. AI systems can produce incorrect, incomplete, or biased information.
  • Reflects simulated perspectives. Advisor "personas" are AI constructs, not real human experts.

You assume full responsibility for any decisions made based on AI Output.

2.3 Service Availability

We strive to maintain Service availability but do not guarantee uninterrupted access. The Service may be temporarily unavailable due to maintenance, updates, technical issues, or circumstances beyond our control.


3. Account Registration and Security

3.1 Account Creation

To use certain features of the Service, you must create an account. You agree to:

  • Provide accurate, current, and complete information during registration
  • Maintain and promptly update your account information
  • Keep your login credentials confidential
  • Notify us immediately of any unauthorized access to your account
  • Accept responsibility for all activities that occur under your account

3.2 Account Eligibility

You must be at least 18 years old (or the age of majority in your jurisdiction) to create an account and use the Service. By creating an account, you represent that you meet this requirement.

3.3 Account Termination by User

You may terminate your account at any time through your account settings or by contacting us at [email protected]. Upon termination:

  • Your access to the Service will cease
  • Your data will be handled in accordance with our Privacy Policy
  • You remain responsible for any outstanding payment obligations

4. Subscription Plans and Payment

4.1 Subscription Tiers

The Service is offered through various subscription tiers, which may include free and paid options. Current plans, features, and pricing are available at advisorium.ai/pricing.

4.2 Payment Terms

For paid subscriptions:

  • Billing Cycle: Subscriptions are billed in advance on a recurring basis (monthly or annually, as selected).
  • Payment Method: You authorize us to charge your designated payment method for all applicable fees.
  • Price Changes: We may modify pricing with at least 30 days' notice before your next billing cycle. Continued use after price changes constitutes acceptance.
  • Taxes: Fees are exclusive of applicable taxes, which you are responsible for paying.

4.3 Free Trials

If we offer a free trial:

  • You may be required to provide payment information
  • At trial expiration, your subscription will automatically convert to a paid subscription unless cancelled
  • Trial eligibility is limited to one trial per user

4.4 Refunds

Subscription fees are generally non-refundable except:

  • As required by applicable law
  • At our sole discretion for service issues
  • As otherwise stated in our refund policy

4.5 Usage Limits

Each subscription tier includes usage limits (such as message quotas, conversation storage, or model access). Exceeding these limits may result in throttling, additional charges, or upgrade requirements.


5. Acceptable Use Policy

5.1 Permitted Uses

You may use the Service for lawful purposes consistent with these Terms, including personal decision-making assistance, business planning support, and educational exploration.

5.2 Prohibited Conduct

You agree not to:

Illegal or Harmful Activities

  • Use the Service for any unlawful purpose or to violate any laws
  • Generate content that promotes violence, hatred, discrimination, or illegal activities
  • Use the Service to harm, threaten, harass, or intimidate others
  • Attempt to generate content related to weapons, drugs, or other dangerous materials
  • Use the Service in connection with fraud, deception, or misinformation campaigns

Service Abuse

  • Attempt to circumvent usage limits, security measures, or access controls
  • Reverse engineer, decompile, or disassemble any aspect of the Service
  • Use automated systems (bots, scrapers) to access the Service without authorization
  • Interfere with or disrupt the Service or its underlying infrastructure
  • Probe, scan, or test the vulnerability of the Service without permission

Content Violations

  • Upload malware, viruses, or other malicious code
  • Submit content that infringes intellectual property rights of others
  • Impersonate any person or entity or misrepresent your affiliation
  • Generate sexually explicit content involving minors
  • Use the Service to generate spam or unsolicited communications

Professional Misuse

  • Represent AI Output as professional advice from licensed practitioners
  • Use the Service to practice law, medicine, or other regulated professions without appropriate credentials
  • Rely on AI Output for decisions with serious health, safety, or legal consequences without professional consultation

5.3 Enforcement

We reserve the right to investigate violations and take appropriate action, including:

  • Warning or suspending your account
  • Terminating your account without refund
  • Reporting illegal activity to law enforcement
  • Pursuing legal remedies

6. User Content

6.1 Your Content

"User Content" means any information, data, text, or materials you submit to the Service, including queries, feedback, custom advisor configurations, and uploaded attachments.

6.2 License to User Content

By submitting User Content, you grant Advisorium a worldwide, non-exclusive, royalty-free, sublicensable license to use, reproduce, modify, adapt, and process your User Content solely for:

  • Providing and operating the Service
  • Improving and developing the Service
  • Training and enhancing our AI systems
  • Complying with legal obligations

This license continues even after you stop using the Service, but only for User Content that has been de-identified or aggregated in ways that do not identify you.

6.3 Your Responsibilities

You represent and warrant that:

  • You own or have rights to submit your User Content
  • Your User Content does not infringe any third party's rights
  • Your User Content complies with these Terms and applicable law

6.4 Feedback

If you provide suggestions, ideas, or feedback about the Service ("Feedback"), you grant us the right to use such Feedback without restriction or compensation to you.


7. Intellectual Property

7.1 Advisorium's Intellectual Property

The Service, including its design, features, functionality, content, trademarks, and underlying technology, is owned by Advisorium and protected by intellectual property laws. These Terms do not grant you any rights to our intellectual property except the limited license to use the Service as described herein.

7.2 AI Output Ownership

Subject to our rights in the underlying Service and technology:

  • You retain ownership of the specific AI Output generated in response to your queries
  • You may use AI Output for personal or commercial purposes
  • We retain the right to use anonymized or aggregated patterns from AI interactions to improve the Service

7.3 Restrictions

You may not:

  • Copy, modify, or distribute the Service or its components
  • Use our trademarks without prior written permission
  • Remove or alter any proprietary notices from the Service
  • Create derivative works based on the Service

8. Third-Party Services

8.1 Third-Party AI Providers

The Service utilizes third-party AI model providers (such as OpenAI, Anthropic, and Google) to generate responses. Your use of the Service is also subject to the terms and policies of these providers to the extent they apply.

8.2 Third-Party Links and Integrations

The Service may contain links to third-party websites or integrate with third-party services. We do not control and are not responsible for third-party content, privacy practices, or terms of service.

8.3 Payment Processing

Payment processing is handled by Stripe. Your payment information is subject to Stripe's terms and privacy policy.


9. Disclaimers

9.1 "As Is" and "As Available"

THE SERVICE IS PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, WHETHER EXPRESS, IMPLIED, OR STATUTORY. TO THE FULLEST EXTENT PERMITTED BY LAW, WE DISCLAIM ALL WARRANTIES, INCLUDING:

  • IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT
  • WARRANTIES THAT THE SERVICE WILL BE UNINTERRUPTED, ERROR-FREE, SECURE, OR FREE OF VIRUSES
  • WARRANTIES REGARDING THE ACCURACY, RELIABILITY, OR COMPLETENESS OF AI OUTPUT
  • WARRANTIES THAT AI OUTPUT WILL MEET YOUR REQUIREMENTS OR EXPECTATIONS

9.2 No Professional Advice

THE SERVICE DOES NOT PROVIDE LEGAL, FINANCIAL, MEDICAL, TAX, OR OTHER PROFESSIONAL ADVICE. AI OUTPUT IS FOR INFORMATIONAL PURPOSES ONLY AND SHOULD NOT BE RELIED UPON AS A SUBSTITUTE FOR CONSULTATION WITH QUALIFIED PROFESSIONALS.

9.3 AI Limitations

AI SYSTEMS HAVE INHERENT LIMITATIONS. THEY MAY:

  • GENERATE INCORRECT, OUTDATED, OR INCOMPLETE INFORMATION
  • PRODUCE BIASED OR INAPPROPRIATE RESPONSES
  • FAIL TO UNDERSTAND CONTEXT OR NUANCE
  • LACK KNOWLEDGE OF RECENT EVENTS OR SPECIALIZED DOMAINS

YOU ACKNOWLEDGE THESE LIMITATIONS AND AGREE TO USE AI OUTPUT AT YOUR OWN RISK.


10. Limitation of Liability

10.1 Exclusion of Damages

TO THE MAXIMUM EXTENT PERMITTED BY LAW, IN NO EVENT SHALL ADVISORIUM, ITS DIRECTORS, OFFICERS, EMPLOYEES, AGENTS, OR AFFILIATES BE LIABLE FOR:

  • ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES
  • LOSS OF PROFITS, REVENUE, DATA, GOODWILL, OR BUSINESS OPPORTUNITIES
  • DAMAGES RESULTING FROM YOUR RELIANCE ON AI OUTPUT
  • DAMAGES ARISING FROM DECISIONS MADE BASED ON THE SERVICE
  • DAMAGES CAUSED BY UNAUTHORIZED ACCESS TO YOUR ACCOUNT
  • DAMAGES ARISING FROM THIRD-PARTY SERVICES OR CONTENT

10.2 Liability Cap

TO THE MAXIMUM EXTENT PERMITTED BY LAW, OUR TOTAL LIABILITY FOR ALL CLAIMS ARISING FROM OR RELATED TO THESE TERMS OR THE SERVICE SHALL NOT EXCEED THE GREATER OF:

  • THE AMOUNT YOU PAID TO US IN THE TWELVE (12) MONTHS PRECEDING THE CLAIM, OR
  • ONE HUNDRED DOLLARS ($100)

10.3 Basis of the Bargain

THE LIMITATIONS IN THIS SECTION REFLECT THE ALLOCATION OF RISK BETWEEN THE PARTIES AND ARE AN ESSENTIAL BASIS OF THE BARGAIN BETWEEN US. SOME JURISDICTIONS DO NOT ALLOW CERTAIN LIMITATIONS, SO SOME OF THE ABOVE MAY NOT APPLY TO YOU.


11. Indemnification

You agree to indemnify, defend, and hold harmless Advisorium and its officers, directors, employees, agents, and affiliates from and against any claims, liabilities, damages, losses, and expenses (including reasonable attorneys' fees) arising from:

  • Your use of the Service
  • Your User Content
  • Your violation of these Terms
  • Your violation of any third party's rights
  • Your reliance on AI Output
  • Decisions you make based on the Service

12. Dispute Resolution

12.1 Informal Resolution

Before initiating formal dispute resolution, you agree to contact us at [email protected] to attempt to resolve any dispute informally for at least 30 days.

12.2 Binding Arbitration

If we cannot resolve a dispute informally, you and Advisorium agree to resolve any dispute through binding arbitration administered by the American Arbitration Association ("AAA") under its Consumer Arbitration Rules. Arbitration will be conducted in Las Vegas, NV or remotely, as determined by the arbitrator.

12.3 Class Action Waiver

YOU AND ADVISORIUM AGREE THAT EACH MAY BRING CLAIMS AGAINST THE OTHER ONLY IN YOUR OR ITS INDIVIDUAL CAPACITY AND NOT AS A PLAINTIFF OR CLASS MEMBER IN ANY PURPORTED CLASS OR REPRESENTATIVE PROCEEDING.

12.4 Exceptions

The following disputes are not subject to arbitration:

  • Claims that may be brought in small claims court
  • Disputes concerning intellectual property rights
  • Claims for injunctive relief to prevent unauthorized use of the Service

12.5 Governing Law

These Terms are governed by the laws of the State of Nevada, without regard to its conflict of law provisions.


13. Termination

13.1 Termination by Us

We may suspend or terminate your access to the Service at any time, with or without cause, with or without notice. Reasons for termination may include:

  • Violation of these Terms
  • Nonpayment of fees
  • Extended inactivity
  • Legal or regulatory requirements
  • Discontinuation of the Service

13.2 Effect of Termination

Upon termination:

  • Your right to use the Service ceases immediately
  • We may delete your account and associated data (subject to our data retention practices)
  • Provisions that by their nature should survive termination will survive (including Sections 6.2, 9, 10, 11, 12, and 14)

13.3 Data Export

Prior to termination, you may export your data through available account tools or by contacting [email protected].


14. General Provisions

14.1 Entire Agreement

These Terms, together with our Privacy Policy and any other policies referenced herein, constitute the entire agreement between you and Advisorium regarding the Service.

14.2 Modifications

We may modify these Terms at any time. Material changes will be notified via email or prominent notice in the Service at least 30 days before taking effect. Your continued use after modifications constitutes acceptance.

14.3 Waiver and Severability

Our failure to enforce any right or provision of these Terms shall not constitute a waiver. If any provision is found unenforceable, the remaining provisions will remain in effect.

14.4 Assignment

You may not assign or transfer these Terms or your rights hereunder without our written consent. We may assign these Terms without restriction.

14.5 Force Majeure

We shall not be liable for any failure or delay in performance due to circumstances beyond our reasonable control, including natural disasters, acts of war, terrorism, pandemics, or infrastructure failures.

14.6 Notices

Notices to you may be sent via email to the address associated with your account. Notices to us should be sent to [email protected].

14.7 No Third-Party Beneficiaries

These Terms do not create any third-party beneficiary rights.


15. Contact Information

For questions about these Terms, please contact us:

Email: [email protected]
Address: Advisorium.AI c/o 2B3 PRODUCTIONS LLC, 8345 NW 66TH ST #C9999, MIAMI, FL 33166

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